Blogger Kediri Blog IT People – Requirements for Opening an Account for Children Under 17 Years Old: Student savings are savings intended for students issued nationally by banks in Indonesia.
This Individual Savings is intended for every Indonesian citizen, at the level of PAUD, TK, SD, SMP, SMA, equivalent/madrasah, (Ml, MTs, MA) or equivalent, who are under 17 years old and do not have an ID card.
The Student Savings feature is intended for financial education and inclusion to encourage a culture of saving from an early age.
Requirements for Creating Accounts for Children Under 17 (Student Savings)
To open a student savings account, the requirements are quite easy. Parents together with children must go to one of the nearest banks in the city with a number of required documents. Make sure parents read the terms and conditions of services provided by the bank carefully.
Usually, these requirements will not be much different from one bank to another, here are the requirements for creating an account for children under 17 that you can use as a reference:
Mandiri Bank
This Bank Mandiri Student Savings Account is intended for PAUD/TK/RA, SD/MI, SMP/MTs, SMA/MA or equivalent students. You can open an account at all Bank Mandiri branches. Free monthly administration fee. Deposits and withdrawals can be made at Bank Mandiri Branches, Schools or other Bank Mandiri Channels.
The initial deposit is only IDR 5,000, for subsequent deposits a minimum of IDR 1,000. Minimum balance or settle balance is IDR 5,000. The passive account fee is IDR 1,000 and the account closing fee at the request of the saver is IDR 5,000. Each customer will be given an Mandiri Debit Card.
Terms of Opening SimPel Bank Mandiri Account
- Student Card or NISN (National Student Identification Card)
- Photocopy of Child Identity Card (KIA)
- Photocopy of KK or Family Card
- Photocopy of Parent/Guardian ID card.
- Letter of Approval from parents or guardians along with Power of Attorney from parents/guardians if account opening is done through school referrals.
For more information, contact Mandiri Call at 14000
Bank BRI
BRI Simple, the minimum initial deposit is only IDR 5,000. The method is quite easy. Parents together with children must come to the nearest BRI Bank branch office, fill in the account opening application form and complete the required data such as:
- Student Card / Certificate from School that includes NISN (National Student Identification Number) / NIS (Student Identification Number)
- Copy of Birth Certificate
- Copy of Family Card
- Photocopy of ID card of parents/guardians
- Account Opening Application Form
- Additional Account Opening Form (Parental/Guardian Approval)
Bank BNI
If you open a Simple Savings or Savings account at BNI, you will get:
- Savings and ATM cards in their own names.
- BNI SimPel Debit Card facility (only for junior high and high school students) to perform banking transactions.
- BNI SMS Banking
- There is an opportunity to participate in the prize program organized by BNI.
The initial deposit is only IDR 5,000. The next deposit is a minimum of IDR 1,000 and the minimum balance or balance is IDR 5,000. Free monthly account management administration fee, but you will be charged a card administration fee of IDR 1,000 per month. The limit for cash withdrawals at school is a maximum of 2 times with a maximum amount of IDR 250,000, transactions through bank tellers are not limited.
The cost of issuing a new card is free, meanwhile if the card is lost/damaged it will be subject to a replacement fee of IDR 10,000. Penalty for dormant accounts is IDR 1,000/month. Account closing fee at customer’s request is IDR 5,000.
The requirements are the same, namely: Student Card, Photocopy of Child’s Identity Card, Photocopy of Birth Certificate, Photocopy of Family Card, Photocopy of Parent/Guardian ID Card, Account Opening Application Form, and so on.
Read also: How to close a genius account
Sinarmas Bank
Terms and Conditions for Creating Accounts for Children Under 17 Years for Bank Sinarmas
- Valid for PAUD to SMA/equivalent students.
- The customer must be <17 years old or not yet have an ID card.
- This can be done through cooperation or without cooperation between the Bank and the school.
- One student can only have 1 SimPel account at Bank Sinarmas
- Not valid for a join account.
- Filling in the account opening form must be accompanied by a parent.
- Return the form to the teacher at the school or directly to the Bank Sinarmas branch office.
- Passbooks and ATM cards will be given through the teacher at the school or directly at the branch office.
- Get interest on Simas Pelajar savings >Rp0, which is 0.25% (interest rates can change at any time)
Rates and Fees
- Initial deposit is only IDR 5,000
- Free monthly administration fee.
- Minimum balance/settled balance Rp. 5,000.
- Account closing fee is IDR 5,000.
Bank BTN
Required documents required:
- Customers are individuals and students from schools that have collaborated (PKS).
- Photocopy of Child’s Birth Certificate.
- Photocopy of Family Card (KK).
- Photocopy of Student Card/NISN/NIS.
- Photocopy of Statement of Account Opening.
The minimum balance is only IDR 5,000, with a minimum subsequent deposit of IDR 1,000. The cost of changing the savings book because it is damaged is Rp. 15,000, passive account fines are Rp. 1,000.
Bank BCA
Required terms and documents:
- Being at the level of PAUD, Kindergarten, SD, SMP, to SMA/SMK/Equivalent
- Under 17 years of age and do not have an ID card
- Copy of Birth Certificate
- Photocopy of ID card of parents/guardians
- Student card/NISN
- Fill in the account opening data form
Conclusion
Those are some discussions about how to open an account for students and the requirements for creating an account for children under 17 that we have discussed this time. The data required are usually not too different between banks. Just in case, you should also bring the original documents for verification during the registration process. The registration process must also be carried out with the assistance of parents.
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