4 Examples of Good Investments According to Islam

4 Good Investments According to Islam with Halal and Promising Profits

IT People Blog – A good investment according to Islam – Investment is indeed an interesting thing to do. Because this one activity can provide many benefits in the form of material, especially when the investment goes smoothly.

These days, the word investment may be heard more often than it was a few years ago. This is inseparable from the development of communication and information technology as well as the internet which makes it easier for investors to run their business.

Even though investment promises lucrative profits, there are some people who are still unsure about the results obtained from investment activities, is it permissible in Islam or not?

For this reason, on this occasion, we will review good investments according to Islam so that you can choose the type of investment clearly according to the advice in religion.

Good Investment According to Islam

Investment Activities Permissible According to Islamic View

As we know, not all forms of investment are allowed in Islam. This is because there are investment activities that contain elements of usury, speculation, gambling, and other things that are prohibited in Islam.

Therefore, if you want to enter the world of investment, you should pay close attention to what investments are made in Islam so that the profits you get are guaranteed to be halal.

The best investment according to Islam is a type of investment that is universal. In the sense that the investment can be made by every group such as housewives, beginners, students, employees, students, and so on.

Not only that, in accordance with the guidelines of the Qur’an and Hadith, investments that are allowed to be made are types of investments that can provide benefits even though the capital required is relatively small.

List of Islamic Investments that are Good for the Future

After knowing a little of the reviews above, you may have gotten an idea regarding what kind of investment activities are good from an Islamic point of view. Without further ado, here is a list of good investments according to Islam:

Land Investment

Land investment is one of the many types of investments that are allowed in Islam. For your information, land investment is carried out by buying and selling land or renting out land for other people to work on with a profit-sharing system. This investment is included in property investment.

When compared to other investments, land investment is indeed a form of investment that can provide great benefits, be it by buying and selling land or simply renting it out.

This is because Rasulullah SAW himself had rented out his garden and date palm fields. So the tenants, who were Jews at that time, managed the Prophet’s land at their expense. After that, the date palm harvest is divided into two.

As for the sale and purchase of land itself, most scholars state that this type of investment is permissible in Islam as long as it fulfills several requirements such as clear ownership, boundaries, not disputed land, not waqf land, land will be processed to be treated and utilized.

Therefore, land investment is a type of investment that is permissible in Islam, whether it is rented or sold.

Property Investment

If the review above focuses more on explaining property investment in the form of land, then this review will explain about property investment in the form of buildings for rent.

In Islam, it is permissible to rent out buildings for rent, offices, shop houses, and so on. Considering that in property investment, the owner has spent a lot of money and services in marketing their building.

So for those of you who want to try this one investment, there is no need to hesitate about the law. The reason is that property investment is the target of many people, especially in big cities that have minimal land for buildings.

Read also: Get to know mutual fund investment products

Gold Investment

In addition to land investment, gold investment is also a form of investment favored by the people of Indonesia. The question is, is gold investment included in a good investment category according to Islam?

The answer is yes. Even since the time of Rasulullah SAW, there have been many friends who have invested in gold, be it for da’wah purposes or war costs in the context of expanding their territory.

One of the reasons that makes this type of investment quite popular is the price of gold whose value always increases every year. In addition, the price of gold will not be affected even if a country experiences inflation.

To start this investment, you can start by buying Antam gold, gold jewelry, and so on. Even today there are Islamic gold savings that allow investors to buy gold with a certain amount by saving. Besides being light, the safety of gold savings is also very guaranteed.

As a type of long-term investment, it is recommended for you to develop a plan related to gold investment. This is because the increase in the value of new gold can be felt within the next few years starting from the first time you invest.

Therefore, always keep an eye on the increase in gold prices from time to time. Buy gold when its value is low and sell it when it is experiencing a spike in value.

Sharia Deposit Investment

Another type of investment that is allowed in Islam is sharia deposits. Actually, the emergence of sharia deposits is caused by the large number of conventional deposit investments that apply a system of usury, speculation, and so on which are certainly prohibited in Islam. That’s why the emergence of Islamic deposit investment.

For your information, deposits are debt securities or ownership certificates issued by companies or the state. So customers or investors provide funds so that the company can manage them for business development.

This also applies to Islamic deposits. In Islamic deposit investment, you deposit money in Islamic banking. After that, Islamic banking will manage the money as capital in other investments allowed in Islam.

For sharia deposit investments, the period of time varies. Customers can choose the maturity of 1 month, 3 months, 1 year, and so on. After maturity, the customer will benefit from the investment by implementing a profit-sharing system.

This type of investment is very suitable for potential customers or investors who have quite a lot of capital. This is because the more investment capital provided to the bank, the greater the profit-sharing obtained by the customer.

The advantage of sharia deposits is that investors get various profit-sharing dividends, depending on the profits obtained by the banking sector when managing the money. In addition, sharia deposits are also guaranteed to be halal because they apply an investment system that is allowed in Islam.

Currently, there are many Islamic banks that have sharia deposit products, making it easier for those of you who are interested in this type of investment.

Those are some types of investments that are allowed in Islam. The important point is that whatever investment activity you do, as long as the way to manage and earn profits follows Islamic rules, then the investment can be made.

Besides being profitable, investment according to Islamic principles is also guaranteed to be halal. Hopefully a little review about a good investment according to Islam above is useful for you.

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